I've been thinking about my Mastercard & how I transferred the balance to Discover for the 0% interest rate. What is going to keep me from using the Mastercard to pay for all the bills & maxing it out again? I know I won't use the Discover card, I hid it from myself.
I need to hide the Mastercard from myself. The thing that stops me is that their reward points are so tempting! Mastercard is now doing a cashback reward so I could pay the credit card with the cash back. I keep thinking that if I pay all the bills with the credit card every month & make a payment to my credit card for that amount with cash then I would be making money right? Hmmm.. I guess I need to just forget about that and only use cash till I get everything back under control.
Tomorrow I will hide it from me. Funny (I know) because I'll still know where it is, but if it is not in my purse I'll be less likely to use it.
I think you should hide it! Cash rewards aren't worth it if you can't pay off the balance every month. Good luck!
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